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Types of Plans

We have a comprehensive range of health benefits plans available, with options for different needs and budgets. All of our plans provide coverage for preventive care. Still not sure what’s best for you? Talk with your broker or one of our sales representatives at 800.572.4400 for an explanation and recommendation.

The following plans are available:

BlueChoice® PPO
The choice is yours - with a Preferred Provider Organization (PPO), you can receive care from any in-network or out-of-network provider without a referral. Members get the most from their PPO plans when they use network providers.

BlueCare IPA
With an IPA plan, all of your basic medical care is provided by your primary care physician (PCP), who will refer you to specialists and hospitals if you need them.

Simply Blue EPO
With an exclusive provider organization (EPO) plan, you’ll be able to select doctors and hospitals from the Blue Cross Blue Shield network of providers without referrals - in Delaware or across the country. Coverage from non-preferred providers is only available in certain situations, such as an emergency

BlueAdvantage® Consumer-Directed Health Plans
BlueAdvantage products are high-deductible health plans, compatible with a Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA).

Employees: Ask your employer about our health plans.

Businesses: For more information, you can call your broker or one of our sales representatives at 800.572.4400.